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  • "I would recommend them to anyone"
  • "I could not speak more highly of Helen Simons"
  • "I knew that if it was possible, then Helen would make it happen"
  • "Genuine care and support for me during a really tough time"
  • "They are particularly thorough in their approach, especially when it comes to renewal time"
  • "The advice we receive is always impartial and constructive"
  • "Takes her profession & commitment to her clients extremely seriously"
  • "It is rare to have a team who takes time to make sure you get the full picture"
  • "Happy to explain every detail you need to take your decision"
  • "I am happy to warmly recommend SJS to any small or large organisation"
  • "They have made the administration of our healthcare scheme run seamlessly"
  • "Their vast knowledge and key contacts within the healthcare industry make them invaluable"
  • "I would not wish to use anyone else"
  • "The staff are efficient, friendly, helpful and at all times professional"
  • "It's so refreshing to receive a service, help and advice from such dedicated people"
  • "Efficient and trustworthy in their approach, always ensuring that our needs were met by the insurers"
  • "They have always managed to find us the best coverage at very competitive prices"
  • "I would not hesitate to recommend SJS to any company interested in good service"
  • "The personal service we receive has been outstanding"
  • "Knowing that any issues will be dealt with quickly and efficiently gives our members peace of mind"
  • "A valuable assets in progressing claims, and providing advice where required"

How We Work

Our advice is always independent and unbiased. All our services with regard to Private Medical Insurance are completely free of charge to you as we are paid commission from the Insurer.

If you already have a Policy:

  • If your scheme is due for renewal, we will carry out a robust review of the healthcare market.
  • We will then prepare our unique report comparing your current policy with several other major PMI providers. Our report enables you to easily compare both benefits and premiums.
  • All PMI providers offer various options within their policies enabling you to choose the options and the premium best suited to you and or your company.
  • We will meet with you to discuss the report in detail and answer any questions you may have.
  • Once a decision has been made, we will arrange the change in provider if applicable or if it makes sense to stick with your current plan, we will agree the renewal terms.
  • We will always try to negotiate with your provider to reduce your renewal terms, providing that the past years claims are relatively low.
  • Once we are appointed as your broker, we will deal with the administration of your scheme throughout the year.
  • We will deal with any leavers and joiners and ensure that your invoiced premium properly reflects any changes made during the year.
  • Should you or any of your staff encounter any problems or need to make a claim, we will assist them throughout the process.
  • Each year at renewal, we will carry out another review of the healthcare market to ensure that you are still receiving the best possible level of benefit at a competitive premium.

If you need a Policy:

  • We will need to know a few bits of information such as your full name, date of birth and address. For companies we will need the company address, the names and dates of birth of the staff and any dependents to be included on the group policy.
  • We will obtain quotations from major providers on your behalf.
  • We will then prepare our unique report which clearly sets out the different policies offered and enables you to easily compare both benefits and premiums.
  • We will meet with you to discuss the report in detail and answer any questions you may have.
  • Once a decision has been made, we will arrange the setup of the scheme with the provider and ensure all the information is recorded correctly.
  • We will deal with the administration of your scheme throughout the year.
  • We will deal with any leavers and joiners on a company scheme and ensure that your invoiced premium properly reflects any changes made during the year.
  • Should you or any of your staff encounter any problems or need to make a claim, we will assist them throughout the process.
  • Each year at renewal, we will carry out another review of the healthcare market to ensure that you are still receiving the best possible level of benefit at a competitive premium.

Individuals and Families

Healthcare & Protection
for You and Your Family.

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Companies

Business Healthcare
& Protection.

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What our Clients Say

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