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  • "I would recommend them to anyone"
  • "I could not speak more highly of Helen Simons"
  • "I knew that if it was possible, then Helen would make it happen"
  • "Genuine care and support for me during a really tough time"
  • "They are particularly thorough in their approach, especially when it comes to renewal time"
  • "The advice we receive is always impartial and constructive"
  • "Takes her profession & commitment to her clients extremely seriously"
  • "It is rare to have a team who takes time to make sure you get the full picture"
  • "Happy to explain every detail you need to take your decision"
  • "I am happy to warmly recommend SJS to any small or large organisation"
  • "They have made the administration of our healthcare scheme run seamlessly"
  • "Their vast knowledge and key contacts within the healthcare industry make them invaluable"
  • "I would not wish to use anyone else"
  • "The staff are efficient, friendly, helpful and at all times professional"
  • "It's so refreshing to receive a service, help and advice from such dedicated people"
  • "Efficient and trustworthy in their approach, always ensuring that our needs were met by the insurers"
  • "They have always managed to find us the best coverage at very competitive prices"
  • "I would not hesitate to recommend SJS to any company interested in good service"
  • "The personal service we receive has been outstanding"
  • "Knowing that any issues will be dealt with quickly and efficiently gives our members peace of mind"
  • "A valuable assets in progressing claims, and providing advice where required"

Critical Illness Cover

Critical Illness Cover1 in 4 people are diagnosed with a critical illness between the age of 30 and 60.

What is Critical Illness Cover?

Critical Illness Insurance covers major illnesses which can be life threatening such as cancer, a heart attack or stroke. It can pay you a tax free lump sum upon the diagnosis of a specified illness.

If you, or someone in your family, were diagnosed with a life threatening illness, the last thing you would want to consider are your financial obligations and how this may affect your ability to keep up with them in the future.

Critical illness cover protects you and your family should you become critically ill and not be able to take control over your finances. You may want to take out Critical Illness Insurance if you are applying for, or currently hold, a mortgage. It will protect your loan amount with a tax free lump sum payment.

Call us now to discuss the benefits of Critical Illness Insurance for you and your family.

Policies & Benefit

Critical Illness Insurance was first introduced almost 30 years ago and covered 5 or 6 terminal illnesses. Over time, the rate of these types of illnesses has risen and policies will now typically cover 40 illnesses.

The main benefits of Critical Illness Insurance are:

  • A tax free lump sum is paid out on diagnosis of a life threatening illness,
  • Peace of mind that your financial obligations will be taken care of,
  • The financial support to ensure the best medical treatment,
  • Ability to choose different levels of cover to suit your needs.

Overview

  • Covers major illnesses which can be life threatening such as cancer, a heart attack or stroke
  • Policies will typically cover 40 illnesses
  • A tax free lump sum is paid out upon diagnosis
  • Financial support to ensure the best medical treatment.

Some people choose to take out critical illness cover with family Income Protection. This type of policy will take care of any other financial commitments and bills if your mortgage is cleared. This policy pays out a lump sum on the same conditions as Critical Illness Protection.

Which services will we provide?

We will independently review the policies offered by the major providers. We will present this information in our unique report which is jargon free and clearly sets out the level of benefit provided by each insurer.

Contact us today to discuss a policy for you and your family or click here if you would like one of our experienced team to call you.

All our services are completely free of charge and any information we receive from you will be treated in the strictest of confidence and with the utmost discretion.

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